Above, Prof. Dorian Warren talks about how a combination of hope and seeking justice will propel the world towards change.   RF had the opportunity to sit-in during a live session of WNYC’s The Real Cost of Unemployment, hosted by Farai Chideya. The panel consisted of personal finance expert, CARMEN WONG ULRICH, author of The Real Cost of Living and frequent contributor to outlets including the Today Show, CNN and MSNBC;